Class 10 · Social Science · CBSE Board · 2024

Money and Credit — Class 10 Social Science PYQs

13 questions from this chapter, asked in 1 Class 10 exams between 2024 — every question paper set included, duplicates removed.

13questions
1Class 10 exams
2024years covered
1 / 3mark values asked

Questions asked per year

202413 Qs

Practice questions first 10 of 13 — free

Q1MCQ20241 mark
AnswerLogic

Look at the given picture carefully and infer the income of the bank.

(A)The difference between the amount deposited and borrowed by the bank to Reserve Bank of India.
(B)The difference of amount of interest between what is charged from borrowers and what is paid to depositors.✓ Correct
(C)The difference of interest rate between what is charged from borrowers and what is charged from depositor.
(D)The difference between the amount deposited by the depositor and borrowed by the borrower.
Q2MCQ20241 mark
AnswerLogic

Note : The following question is for Visually Impaired Candidates only in lieu of Q. No. 1.

Which one of the following supervise the functioning of formal sources of loan in India ?

(A)Reserve Bank of India✓ Correct
(B)State Bank of India
(C)National Development Council
(D)National Finance Commission
Q3MCQ20241 mark
AnswerLogic

Why do lenders often require collateral before lending loan ? Choose the most suitable option from the following.

(A)To lower interest rates for borrowers.
(B)To establish personal relations.
(C)To increase their profit margins.
(D)To mitigate the risk of loan default.✓ Correct
Q4MCQ20241 mark
AnswerLogic

Look at the given picture carefully and infer the income of the bank.

Choose the correct option from the following.

(A)The difference between the amount deposited and borrowed by the bank to Reserve Bank of India.
(B)The difference of amount of interest between what is charged from borrowers and what is paid to depositors.✓ Correct
(C)The difference of interest rate between what is charged from borrowers and what is charged from depositor.
(D)The difference between the amount deposited by the depositor and borrowed by the borrower.
Q5MCQ20241 mark
AnswerLogic

Note : The following question is for Visually Impaired Candidates only in lieu of Q. No. 11.

Which one of the following supervise the functioning of formal sources of loan in India ?

(A)Reserve Bank of India✓ Correct
(B)State Bank of India
(C)National Development Council
(D)National Finance Commission
Q6MCQ20241 mark
AnswerLogic

Why do lenders often require collateral before lending loan ? Choose the most suitable option from the following.

(A)To lower interest rates for borrowers.
(B)To establish personal relations.
(C)To increase their profit margins.
(D)To mitigate the risk of loan default.✓ Correct
Q7MCQ20241 mark
AnswerLogic

Which of the following is the primary purpose of loan activities offered by banks ?

(A)To compete with other financial institutions
(B)To generate profits for the primary sector only
(C)To increase income of MNCs
(D)To support economic growth✓ Correct
Q8MCQ20241 mark
AnswerLogic

Which of the following is the primary purpose of loan activities offered by banks?

(A)To compete with other financial institutions
(B)To generate profits for the primary sector only
(C)To increase income of MNCs
(D)To support economic growth✓ Correct
Q9MCQ20241 mark
AnswerLogic

Note : The following question is for Visually Impaired Candidates only in lieu of Q. No. 20.

Which one of the following supervise the functioning of formal sources of loan in India ?

(A)Reserve Bank of India✓ Correct
(B)State Bank of India
(C)National Development Council
(D)National Finance Commission
Q1020243 marks
AnswerLogic

How is credit essential for economic activities ? Explain with examples.

Why practise Money and Credit PYQs?

Money and Credit has appeared in the 1 Class 10 Social Science exam we track between 2024, with questions worth 1, 3 marks. CBSE Board examiners consistently reuse concepts and question patterns from this topic — practising its previous year questions is the most reliable way to know exactly what to expect in your exam.

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